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Recent research by the Kaiser Family Foundation examined the differences between traditional Medicare and Medicare Advantage. While people in either program were similarly satisfied with their care and overall care coordination, some distinctions became apparent. Traditional Medicare’s Strengths Traditional Medicare is a federal health insurance program for adults 65 and older and individuals with disabilities.…

November will mark National Family Caregivers Month. Today, roughly 3 million children reside with grandparents who have committed to being their primary caregivers, according to Pew Research Center estimates. Grandparents may step in when the child’s parents can no longer take care of the child, when the parents pass away, or when a court takes

More than 55 million people around the world currently suffer from dementia. Advanced age remains the main risk factor for developing dementia. Yet recent studies have uncovered several other potential risk factors for dementia and cognitive decline that you may not expect. Having poor oral hygiene. Finnish researchers recently found that gum disease and tooth loss could

By James S. Rizzo, Esq.* “The difference between death and taxes is death doesn’t get worse every time Congress meets” – Will Rogers I often tell clients if they have to worry about the estate tax, it’s a “good problem to have”, as that means their asset level is high. That was not the case

By James S. Rizzo, Esq.* “If you think good design is expensive, you should look at the cost of bad design.” – Ralf Speth When completing a Will, it is imperative to craft or “design” it to meet your goals and keep your legacy intact. The following is a list of basic design elements to

By James S. Rizzo, Esq.* “Marcia, Marcia, Marcia!” – The Brady Bunch (1969-1974) Anyone who ever grew up with or saw The Brady Bunch will recall the trials and tribulations of America’s most famous blended family. What seemed like a rather novel concept in the 1970s is of course commonplace today. According to a recent

By James S. Rizzo, Esq.* “What’s in a name?” – William Shakespeare To answer Shakespeare, “Everything!” Many people may not associate naming beneficiaries on insurance and financial documents as “estate planning” because it usually does not involve a visit with an attorney. However, what is normally the easiest form of estate planning is often neglected

By James S. Rizzo, Esq.* “Out of crisis comes clarity.” – Randolph O’Toole I’m sure by now most people have had their fill of quarantine, health fears and/or much worse, having to deal with a loved one who has fallen ill or passed away during this pandemic. Many feel anxiety about the real or perceived