CNY Elder Law

The lack of affordable ways to pay for long-term care can create difficult choices for families. Without a plan for long-term care expenses, older adults may need to rely on relatives, use retirement savings faster than expected, or turn to Medicaid only after meeting its financial eligibility limits.

Every year, federal officials release a report on the Social Security program’s finances. According to the 2026 report, the reserves used to pay retirement and survivor benefits are being depleted faster than expected. Congress must act before the program becomes unable to pay all scheduled benefits.

If you’ve logged into a MyChart account or a bank app recently, you’ve probably had to confirm your identity with a text message or an authentication app. That kind of extra security step has become routine for everyday accounts. But the federal rule that protects electronic health information doesn’t currently require it.

Medicare generally does not cover routine blood-based Alzheimer’s screening tests under current law. That could change with the Alzheimer’s Screening and Prevention (ASAP) Act.

If you qualify for both Medicare and Medicaid, you have the option to enroll in a Dual Eligible Special Needs Plan (D-SNP). Not every D-SNP works the same way, and the best plan on paper isn’t always the best plan for you.

Abuse and neglect in long-term care can be difficult to detect, especially when a resident has cognitive decline or communication difficulties, or fears retaliation. You do not need to determine whether conduct legally qualifies as abuse before asking for help.

Government-impersonation scammers target older adults because they may assume they have savings, established credit, and less familiarity with newer digital tactics.

Many older adults are protected from housing discrimination through the federal Fair Housing Act (FHA)’s disability protections.

Before a loved one with dementia moves into an assisted living facility, families should consider what services the facility provides and whether it can meet the needs of their loved one.

A Dual Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan designed for people who have both Medicare and Medicaid.