Rheinhardt & Bray

The rise of multigenerational living in the United States brings with it new questions about planning for the future.

The U.S. has no centralized system for long-term care. Looking at how other wealthy nations pay for their citizens’ care needs can help us understand how to prepare for the future.

As more grandparents step into the role of caregiver every year, it’s important to know how taking care of a grandchild can affect estate planning.

A recent survey revealed that most Medicare users understand far less about their coverage options than they think.

Residents in nursing homes and assisted living facilities retain broad rights over their decision-making, including their visitors, medications, and ability to vote.

A Medicare Advantage plan’s denial of post-acute rehabilitation or skilled nursing care is not necessarily final. Recent federal investigations found high denial rates for certain types of post-acute care, but plans overturned a substantial share of denials when patients appealed. It’s important to understand why these denials occur and the practical steps for challenging them, including requesting the denial in writing, gathering supporting medical records, asking a doctor or facility to document medical necessity, requesting an expedited appeal when appropriate, and seeking free assistance through the State Health Insurance Assistance Program.

Medicare beneficiaries could face higher Part D prescription drug premiums in 2027 after the Trump administration announced that it will end a federal subsidy program that has helped hold premiums down for the past two years.

Learn the warning signs of family conflict over aging parents and practical ways to protect loved ones and prevent disputes.

Federal officials will not allow new enrollments from Medicare hospice or home health agencies until at least after mid-November as part of an effort to avoid fraud.

The lack of affordable ways to pay for long-term care can create difficult choices for families. Without a plan for long-term care expenses, older adults may need to rely on relatives, use retirement savings faster than expected, or turn to Medicaid only after meeting its financial eligibility limits.