Pets are members of the family, so it is important to consider how to provide for them in your estate plan just as you would the human family members. While we may think of pets as part of our family, the law considers them to be property. This means that you cannot leave anything in…
How to Create an Estate Plan That Includes Your Pet Read More »
Retirement account owners, many of whose retirement balances have been pummeled by a stock market drop due to the coronavirus pandemic, do not have to take mandatory withdrawals this year.
For years people have been worried about Social Security’s future, but what is the actual outlook? According to the federal government, unless Congress acts to intervene, Social Security shortfalls are expected beginning in 2035.
How Secure Is Social Security? Read More »
When it comes to long-term care costs, the charges for home care are now rising faster than those for nursing home care, according to Genworth’s 2019 Cost of Care survey.
Home Care Costs Rise Sharply in Annual Long-Term Care Cost Survey Read More »
A spending bill signed into law by the President contains major changes to retirement plans. The bipartisan legislation is designed to provide more incentives to save for retirement, but it may require workers to rethink some of their planning.
New Law Makes Big Changes to Retirement Plans Read More »
“By failing to prepare, you are preparing to fail.” – Benjamin Franklin Among all the daily news and dire reports regarding the COVID-19 pandemic, it is easy to lose a sense of control over major life issues. One thing we do have control over is getting vital documents in place and in order. A Health
In The Age Of COVID-19 Health Care Proxies Are Critical Read More »
OUR COMMITMENT Challenges like we face now present opportunities for us to come together as a community, to watch out and care for each other, and to envision and build toward a brighter future. It is up to all of us to focus our attention on helping each other and our most vulnerable family, friends
If you are nearing your 50s without a post-retirement plan, this is an opportunity to plan judiciously and start saving for your retirement. Here are five strategic steps for achieving this.
Five Tips for Starting Retirement Planning in Your 50s Read More »
Be prepared. Be protected As we age and our assets accrue, the need to protect that which belongs to us and our loved ones becomes more and more pronounced. There is an increasing trend in America of individuals and institutions taking advantage of the aged community and exploiting them for money or possessions. It is
CFPB Findings on Elder Financial Exploitation Read More »
Here at Rheinhardt & Bray we take pride in protecting not only senior citizens, but our community. This month our president, Jeffrey Rheinhardt, purchased four Knox Box Rapid Entry Systems and donated them to the Ilion Fire Department. As a local resident of Ilion, Jeff says he believes that it can provide the seniors in
Jeff Rheinhardt Donates Four Knox Boxes to Ilion Fire Department Read More »
