For years people have been worried about Social Security’s future, but what is the actual outlook? According to the federal government, unless Congress acts to intervene, Social Security shortfalls are expected beginning in 2035.
When it comes to long-term care costs, the charges for home care are now rising faster than those for nursing home care, according to Genworth’s 2019 Cost of Care survey.
A spending bill signed into law by the President contains major changes to retirement plans. The bipartisan legislation is designed to provide more incentives to save for retirement, but it may require workers to rethink some of their planning.
“By failing to prepare, you are preparing to fail.” – Benjamin Franklin Among all the daily news and dire reports regarding the COVID-19 pandemic, it is easy to lose a sense of control over major life issues. One thing we do have control over is getting vital documents in place and in order. A Health…
OUR COMMITMENT Challenges like we face now present opportunities for us to come together as a community, to watch out and care for each other, and to envision and build toward a brighter future. It is up to all of us to focus our attention on helping each other and our most vulnerable family, friends…
If you are nearing your 50s without a post-retirement plan, this is an opportunity to plan judiciously and start saving for your retirement. Here are five strategic steps for achieving this.
Be prepared. Be protected As we age and our assets accrue, the need to protect that which belongs to us and our loved ones becomes more and more pronounced. There is an increasing trend in America of individuals and institutions taking advantage of the aged community and exploiting them for money or possessions. It is…
Here at Rheinhardt & Bray we take pride in protecting not only senior citizens, but our community. This month our president, Jeffrey Rheinhardt, purchased four Knox Box Rapid Entry Systems and donated them to the Ilion Fire Department. As a local resident of Ilion, Jeff says he believes that it can provide the seniors in…
Trusts 101 Seminar – July 29th 8:30am-4:40pm When assessing complex information, it often helps to break items into basic building blocks. The same approach can be successful when dealing with asset protection. Be prepared for specific challenges associated with various types of trusts by understanding their unique characteristics. Our intensive full-day primer will provide you…
